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Create happiness with a positive life outlook

The mind is the molder of our personal and communal world. Every event we perceive through our senses is analyzed, evaluated and registered in the mind as pleasant, unpleasant or neutral. Our belief systems seek to determine whether each perceived input is something, which will "protect" or "endanger" our security, self-worth and / or freedom. When life’s events are interpreted by our programmed mind as threatening, fearful or unpleasant, we experience a state of anxiety and tension. When anxiety and nervous tension become a chronic situation, then the body and mind are gradually worn down into a state of weakness and ill health. A psychosomatic illness is created. The energy flow, concentration and clarity of the mind are disturbed. Organs begin to malfunction. Negative emotional states such as depression, bitterness, fear, anger, hate, envy, jealousy and resentment dominate the mind. Our relationships begin to deteriorate and a feeling of alienation can set it. It is time for «Attitude Therapy». «Attitude Therapy» In «Attitude Therapy» we transform attitudes, beliefs or perceptions, which prevent us from experiencing health, happiness and harmony. Negative, life-destroying attitudes are replaced by positive life-building ones. Let us consider some of these beneficial attitudes. 1) I Alone Am Responsible for My Life, Health and Happiness We create our health, illness, happiness, unhappiness, unity, alienation, joys and problems through our ways of thinking, behaving, eating, sleeping, living and interacting. When we eat poorly, do not exercise, sleep too little or too much, do not breathe properly and waste our mental and emotional energy on so many superficial pursuits, we will naturally lose our health and peace of mind. We create our reality in four basic ways. a. Our choices, thoughts, actions and reactions of the past create corresponding results in our present life and psychosomatic state. (If in fact there is such a reality as reincarnation, then our past will also include all our choices of past lives.) Thus, a considerable amount of our present reality is dictated by our previous actions, choices and reactions. b. We have chosen (as souls) to learn certain "lessons" at each stage of our evolutionary process. 1. If we have chosen to learn to learn self-acceptance it is natural to experience rejection from others so that we can develop inner self-worth. 2. If we have chosen to develop self-confidence, we will naturally have chosen to experience an absence of external support. 3. If we have chosen to learn forgiveness and unconditional love, we will have made a secret "soul agreement" with others to harm us so that we can then develop that type of forgiveness and love. c. Our present conscious and subconscious beliefs are perhaps the greatest cause of our preset reality. We attract to ourselves behaviors, events and life situations, which in some way "mirror" or "vibrate sympathetically" with how we think and feel in the present. Our present positive and negative conscious and subconscious beliefs, desires, needs, expectations and emotions such as fear, guilt, shame, love, peace and anger all combine to attract to us a corresponding external (and certainly internal) reality. d. In addition to attracting certain realities, we also interpret what is happening according to our beliefs. We give greater or lesser importance to specific issues and thus allow them to affect our state of mind to a greater or lesser degree. When we give great importance to our appearance or to how others perceive us or behave towards us, then our reality will change greatly every time we receive an input concerning our appearance or what others think. Of these four factors we have control over only the last two at this point in time. We cannot change our past choices and our soul lessons are an integral part of our presence in these bodies. Thus we are left with changing our present conscious and subconscious beliefs. Firstly this will allow us to attract more positive behaviors, events and situations toward our being. Secondly, we will perceive life more positively so that even when we are not getting our preferred reality we feel secure, worthy and free to be our selves. This is our point of power. Changing what we believe about life, others and most important of all, ourselves. Some of those alternative ways of perceiving life will be described in this series. Some of them are: 1. We alone are responsible for our lives, health and happiness as individuals and as a group. 2. We have the inner power and resourcefulness to deal with whatever life brings us. 3. Our self-worth is a function on our inner being and has nothing to do with appearance, affluence, position, knowledge or what others think. 4. Life is always giving us exactly what we need to create happiness and to continue our evolutionary process. 5. We are free to live our lives according to our own inner ideals and goals and to change our reality if we chose to. 6. We deeply love and seek to help our loved ones, while simultaneously remembering they are souls in the process of evolution who have chosen heir specific lessons. 7. We are all eternal souls in the evolutionary process of rediscovering and manifesting our inner divine nature. 8. Each being is divine creation and deserves our love and respect – including us. 9. Our life purpose is to individually and collectively transform our reality into a more enlightened and loving one. 10. Our basic lesson is Love 11. All of this universe is an expression of the one Universal Omnipresent and Omnipotent Being - Consciousness. 12. We as co-creators with the Divine have been created to bless, spiritualize and transform the material world

Multi level marketing

The idea behind multi-level marketing is straightforward. Picture that you have a product to sell. A common MLM product is some sort of universal solution, such as a vitamin pill. You could do one of two things: either sell it directly to consumers or find others who will buy your product from you and sell it to other people. MLM systems require that you recruit people not only to buy and sell your product, but who will also recruit other people to buy and sell your product…and then recruit even more people. This may seem unusual since you are recruiting people to compete with you, but MLM will convince you that it is reasonable to recruit competitors because you will get a cut of their profits. This will take your mind off the fact that no matter how big your town or market, it is limited. There will always be a few people in MLM systems who will make money but the majority will fail, just due to the nature of the system. Multi-level marketing is a system of marketing which puts more importance on the recruiting of people than on the selling of products which is makes for a flawed system. MLM is very attractive to many people though because it sells hope and appears to be outside the typical type of business. It promises wealth and independence but unfortunately MLM is much more likely to result in failure than success. The most successful MLM scheme is Amway which has millions of distributors worldwide with sales going into the billions. In the year 2000, an average Amway distributor earned about $700 a year in sales, but spent about $1,000 a year on products. Remember, that sellers also have other expenses such as transportation, communication, etc. This type of system is very beneficial to those who own the company or supply the products, but to those lower down on the pyramid, this is nothing but a money eating scheme. However, there are a few benefits to being an MLM member, such as getting certain tax write-offs, access to special products, the chance to meet new friends and maybe even a few bucks. But, while all of these things can be good, none of them will benefit you’re real financial situation. Other downfalls about being an MLM member is that you can never admit to others if you are doing badly. In order to sell products you always have to keep on a happy face to customers, which often include family and friends. So unless this sounds like a good career move to make, most people would suggest that you steer clear of this opportunity.

Wedding cakes

When planning a wedding reception, be sure to give special attention to the wedding cake. There is, of course, a certain chain of events and best practices that are good to follow. When you are ready to select a wedding cake, you should arrange to meet with three bakers and taste their products. If you have attended or are planning on attending a bridal show, you can easily and quickly take care of this task at the show. If you have a certain look you are going for with your wedding cake, be sure to bring a picture of what you would like when meeting with bakers. It is also a good idea to bring along your cake topper if you already have it as well as fabric swatches of the bridesmaid’s dresses. Also, be prepared to give the baker an estimated number of guests that you are expecting. When you meet with the baker, be sure to ask to see a portfolio of pictures that have been taken of the baker’s previous work. In addition, always check references before making a final decision. When you are interviewing the bakers, ask each one the same questions so that you do not forget anything and so that you can make an accurate comparison. Some things to inquire about are the set-up and take-down of the table where the cake will be, who will put the cake topper on the cake, who will place napkins, plates, flowers, etc. on the table, and who will direct the cutting of the cake. Also, find out where the cake will be stored (it must be out of direct sunlight), who will be in charge of boxing up the cake top and giving to a previously designated person, what arrangements will be made for the left-over cake, and who will cut the cake and distribute it. Cutting a wedding cake is much trickier than it looks and must be done by someone who is familiar with the process. When you are reviewing a baker’s contract, be sure to note several things. For instance, you should immediately see the name, contact person, location, and phone numbers for the bakery. The cake size, shape, and number of tiers must be on the contract. Be sure that the cake flavor(s), fillings, and icing are noted and that returnable items are clearly stated. Be sure that the number of guests the cake is to serve is on the contract as we;; as when the cake was ordered, when the cake will be delivered and assembled, what the set-up fee is if applicable, and the due dates for deposits and balances. For more information on wedding cakes and other wedding ideas, be sure to go to bridalblog. info. In closing, choosing a cake can really be a lot of fun. You have the chance to sample some goodies and make some light-hearted decisions about fillings, flavors, and decorations. However, in the process, make sure you are noting all of the details that need to be covered so that you are confident in your baker’s ability to deliver the product that you are expecting.

Choosing colored contact lenses is a must

There was a time when we used glasses that changed color in sun. They were the two-in-one option of the bygone days. Now, we have contacts with the same two-in-one function. These are colored lenses that correct the vision and give a different color to your eyes. There are a number of well known brands offering them. It is advisable that you settle for a known brand rather than going for something cheap manufactured by the unknown aliens, for saving in this area may not only be unhealthy but may also make you pay much more in medical bills. Besides, what's the point in purchasing a cheap lens and then imagining all the damage it might be doing to your eyes. That would mean buying a lens and getting a headache for free. The next step is to buy the right lens. In this category there are mainly three different kinds of lenses available. These are visibility tints lenses, opaque color tints and light filtering tints. These lenses are made in emulation of our own eyes, which makes them look astoundingly natural. It's much like wearing an additional eye and if you buy a good quality lens it feels comfortable enough for you to forget you are wearing a lens at all. While choosing lenses you must consider your complexion as well as the color of your eyes so that whichever lens you pick looks best on you giving you an all round makeover. So, for those who are fair the right colors are blue, light green and violet, and if your complexion is rather dark settle for something bright and reflective. If you are one of those with a reddish tinge on skin or hair, what looks particularly good on you is light brown. Green or gray are your colors if you have those crystal clear blue eyes. However, visiting the eyes specialist is a must for those who have a vision problem so that the right kind of lenses could be chosen for you. Moreover, it is important that you take medical advise on whether or not you should wear lenses at all. Most of the time there is no problem wearing lenses but this additional precaution ensure that possible individual complications are detected beforehand and do not catch one unprepared. Eyes are precious, delicate and complex, so every possible care should be taken to keep them healthy. Regular visits to the eye specialist is one of the important precautions that one must take.

Defensive driving a way of life

Annually, more than 40,000 people lose their life in automobile accidents each year. Another two million suffer disabling injuries. These startling statistics are from the National Safety Council. The amount of casualties could be reduced if more people learned to drive defensively. No matter how careful or a skilled driver you are, high speeds, impaired or careless drivers, and not using occupant restraints correctly or not at all, threatens each person on the road. We have all heard the term to drive defensively. This means that you take responsibility for yourself and your actions and in addition, you are always aware of the other driver's actions. Below are some driving tips from the National Safety Council to help reduce risks on the road. Ш Do not start the engine without securing each passenger in the car, including children and pets. Safety belts save thousands of lives each year! Lock all doors. Ш Remember that driving too fast or too slow can increase the likelihood of collisions. Ш Do not kid yourself. If you plan to drink, designate a driver who will not drink. Alcohol is a factor in almost half of all fatal motor vehicle crashes. Ш Be alert! If you notice that a car is straddling the centerline, weaving, making wide turns, stopping abruptly, or responding slowly to traffic signals, the driver may be impaired. Ш Avoid an impaired driver by turning right at the nearest corner or exiting at the nearest exit. If it appears that an oncoming car is crossing into your lane, pull over to the roadside, sound the horn and flash your lights. Ш Notify the police immediately after seeing a motorist who is driving suspiciously. Ш Follow the rules of the road. Do not contest the "right of way" or try to race another car during a merge. Be respectful of other motorists. Ш Do not follow too closely. Always use a "three-second following distance" or a "three-second plus following distance." Ш While driving, be cautious, aware, and responsible. Following these common sense suggestions, you will be sure to have a safer ride in your car, as well as the safety of others on the road.

Using the coffee grinder for a cup of the brew

To a coffee lover freshly ground beans have the greatest attraction. The fragrance itself can make you long for a cup of the brew so earnestly. However, the charm decreases significantly if the beans are pre-ground since the electric grinders are not only too noisy but they heat the coffee beans beyond the ideal limit. No doubt an antique coffee grinder would be the right alternative here. The beans will be not be subjected to over heating if an antique coffee grinder is used and moreover ideal coarseness and aroma of ground beans will be achieved. Not only that these old mills are highly attractive; also truly speaking with any kitchen dйcor they match well. An antique coffee grinder's dignified presence on the countertop of even a modern kitchen is graceful enough for the latter. Back in the 1920's an antique coffee grinder was built that would work satisfactorily in the maximum streamlined modern design even. The Art Deco movement was a great attraction for many people during that very decade. A smooth design with clear lines running through the mill is the characteristic of the antique coffee grinder of that period. It is not really difficult to find that model though you might have thought otherwise. Following the stylish art deco trend the mills were generally developed. Many users like a traditional model while it is a matter of choice to select from a number of styles available for the same. While one antique coffee grinder can rest easily on a countertop, you may have another fit for wall mounting. In both cases you are confident that charm will be added to your kitchen dйcor while you bring into your workplace a device so useful and therefore valuable. For its attractive design the antique coffee grinder, which sits on the kitchen countertop, is to my liking. On top of it is a handle used for grinding the beans while at the bottom is a little drawer for collection of coffee grinds. No doubt very attractive but simple is the design. Normally these coffee mills are built of wood while that woods remains unpainted as its special feature. The fine detail in the design you can view on the grinding handle too. For any kitchen that has a traditional dйcor these handles generally made of caste iron is charming feature. Circa 1905 in Connecticut the Parker Coffee mill was created and that coffee grinder of the beginning of the twentieth century keeps alive the tradition today. On the top of it is a bronze finish while its shape leaves one spellbound. That model fascinates me as much as a mystifying antique coffee grinder of French or German make, earn my favor. With a scene of a man and a woman offering prayers in a field, this grinder is wall mounting. Till I can collect more information this porcelain coffee grinder of a rare variety may have to continue in the dealer's store. It matters little which design wins your favor, think to have in your kitchen an antique coffee grinder. If it so happens that there is no occasion for your use of this gadget to make a cup of espresso, still for your home it will remain as a valued object for conversation.

Time management working to succeed

Time management is the process of working to succeed. When we are working to succeed, we are reaching our goals. Sometimes it is difficult when time are constantly changing and problems get in our way, so it is important to decide which plan works for you as well as understanding that life has its ups and downs. When we are planning to reach goals, we have sit down and really ponder on what is needed to reach this goal or set of goals. Some of us prefer to set short-term goals, reach that goal, and then go for a long-term goal. Most of us prefer to set short and long-term goals in the same time management scheme in an effort to reach both goals accordingly. This is always wise, since you do not want to start over with another time management scheme once you reach your short-term goal. One of the best tools provided to me in time management or rather business planning, was role-playing. When we are setting goals for our self and searching for a solution to make the goal work, it often helps to play out the parts as you come to a decision. If you see this works, then it is obviously part of the solution required to reach your goals. However, if you see that there are issues, then you need to re-evaluate to find a solution that is more fitting. Time management is essential, since it demands the person (s) to plan, act on those plans, and stay focused on those goals with motivation in play. You must also keep reality in view, since if you neglect the realness of the world, you will not be prepared when things go wrong. Disasters such as storms, computer failures, family illness, personal sickness, and so on can happen any time. There is no sense in believing that you are absent from reality. It is always wise to include elements of your time management scheme in accordance with disaster, by thinking critical on the different issues that may arise. For example, if you plan a solution ahead of a computer failure, you will have the tools to continue working while your issue is addressed. Time solution is more than just planning then, it is a solution for planning here, now, and then. When you begin your planning, you should start by analyzing now. Now is in the present and you can see the elements that are needed to achieve your goals? If you know you need a computer to start a business in the next five-years, you should begin setting up a budget for the computer in demand. It is always wise when setting up budgets to open savings or money market accounts that does not take money from you, rather increases your savings by offering a nice interest on your savings. This can help you to reach the goal soonerputers are relatively cheaper nowadays, so you will not have to put much focus on this area, unless you intend to purchase a mainframe coupled with another system. Mainframes are expensive pieces of equipment. Next, you can search to find out more information about what is needed to start up a new business. It depends on the type of business you are achieving to reach, but most require desks, computers, pens, paper, cabinets, chairs, and so on. Be sure you add these expenses to your budgeting account. You may also want to include other essentials for starting a business, such as insurance policies, health insurance, and disaster recovery coverage and so on. Open separate accounts for your current financial obligations so that your savings will accumulate and your savings will not be affected. Try to avoid purchasing something that is not needed throughout the course of your time management planning, since this can only delay your progress. If you intend to open a business in five or ten years, make sure you keep this in sight while you work to the main goal laid out in your time management scheme. Time management is working to succeed. If you want to succeed then you must work hard every day to meet your goals.

Care and maintenance for butcher blocks countertops and kitchen islands

The wood is widely considered the healthiest building material in the world. The solid wood represents a reliable, sturdy material that can last very long without requiring excessive protection. However, wood is a natural living material and, unlike man-made materials, it reacts to different environments in specific ways. We would like to draw your attention to the basic maintenance instructions for the solid wood countertops, island tops or butcher blocks. Following these directions will result in having a great looking, easy to maintain custom countertop that will last for many years. Tops with a Mineral Oil Finish The panel must be oiled carefully on top, bottom and sides, giving a special attention to the end-grain area, as the section that the wood is most likely to absorb humidity through. Each cut or drill you make in the panel (either for size adjustment, sink cutout or other purposes) must also be oiled thoroughly. Proterra mineral oil (Hesse, Germany) is a product that we recommend for kitchen tops applications given that it was specially designed to come in contact with foods. For situations where there is a great deal of humidity involved (like sinks, water faucets, etc) the mineral oil only will not assure the best protection and it is advisable to use polyurethane or any other similar finishing instead. With a soft brush, oil the wood generously on all sides or simply pour a small quantity of oil on the wood and then spread it with the brush. Let the wood soak the oil for about 20-30 minutes and then remove the excess with an absorbent paper towel. When the top is first installed, it is advisable to apply 2-3 successive coats of oil, after which, the oil can be applied once several months or whenever needed. Every time you sand the area to remove scratches or cut marks, a new coat of oil must applied. Maintenance In order to keep your wooden top clean, periodically scrape or brush away any food residues existing on its surface, wash with warm soapy water and dry it well using either a dry cloth or paper towels. Apply a new coat of oil any time needed. Alternatively, you can warm up a 1:4 combination of beeswax and mineral oil until the mixture becomes homogenized and then apply it uniformly on top’s surface, thus getting supplementary protection against both stains and humidity. Avoid setting your wood top next to extreme heat sources like stoves unless there is appropriate insulation between the heat source and the top. Avoid spilling vinegar on a wood top having a mineral oil finishing, as it can cause cupping or cracking. Do not use corrosive chemicals or excessively harsh detergents on a wooden top having a mineral oil finishing, as they can cause irreversible depreciation. Repairing If properly installed and sealed and periodically oiled, there is no reason that your top won’t last a long period of time in the same good shape it was when new. Sometimes however, due to poor maintenance and improper environmental conditions, some problems might arise; it is our duty, therefore to inform about these problems and the way to solve them. · Cupping and warping Are prone to appear whenever there is a significant difference of moisture between the topside and the bottom side of the panel. If possible, place the top on a flat, hard surface, concave side facing down. On the convex side, uniformly place some fairly heavy objects. It will take up to 12 hours until the panel will straighten completely, after which, oil it abundantly on all sides. If it is not possible to manipulate the top, simply apply generously mineral oil on the concave side until the panels straightens. In this case, however, you might need to repeat this operation several times to obtain the desired result. · End splits Will manifest whenever the panel is placed in an excessive dry environment without being properly sealed. To repair, mix wood sand with a small amount of water-based wood glue and fill the cracks thoroughly. Allow 15-20 minutes to cure, sand the area with a 120 grit sand paper and then oil the top freely. · Scratches, cut marks and food stains Can be removed by sanding uniformly the affected area, brushing away the resulting wood dust and applying a new coat of mineral oil. The finger-jointed panels can be sanded to a 3/8” depth, while for the continuous lamella panels and the end-grain butcher blocks, there are no such restrictions. Tops with a Polyurethane Finishing A solid wood surface finished with polyurethane based finishing requires no maintenance at all. However, scratches, cut marks and other damages will be difficult to repair; therefore extra care is required.

Pilot jobs the ever changing market

: If you are looking for work as an airline pilot, you can’t help but notice that the news is constantly filled with information [mostly negative] about the job situation for the industry as a whole. Unfortunately, newsmakers only get part of the story right as the airline industry is always in a state of flux. Pilot jobs are available, but you must broaden your horizons beyond the conventional ways in which most pilots go about finding work. Let’s take a look at some of the options available to you. Independence Air’s recent demise has thrown hundreds of Airbus pilots out of work in the US. Press reports have been painting a gloomy picture of this event, which was not unexpected by airline experts. Still, the future isn’t completely gloomy for these very same pilots as Virgin America is expected to take flight in about one year. They plan on operating a fleet consisting of as many as 105 Airbus aircraft. The legacy carriers have been presenting some of the most challenges for potential pilots as few, if any, are hiring. Most are in the process or have nearly completed the process of extracting “give backs” in the form of wages and benefits from their current pilot ranks. In addition, as pilots retire, available pilot jobs are filled from their lengthy lists of furloughed crewmembers. Certainly, the legacy carriers – American, Continental, United, Delta, Northwest, and USAirways – are currently not worth exploring as a place to look for pilot jobs. Pilot jobs are available through many of the regional carriers.

Some of these carriers include Chautauqua, Republic, Comair, Big Sky, American Eagle, Air Wisconsin, Great Lakes, and others. Pilot pay is very low, but the opportunity to fly can be very good with the regional carriers. These carriers typically fly Embraer, Canadair, or British Aerospace regional jets carrying passenger loads ranging from 50 to 100 seats. Charter carriers have typically been a fairly good source for pilot jobs. These Part 121 operators consist of a bevy of airlines including World Airways, North American, Miami Air, Sun Country, and Ryan International.

From time to time pilot job opportunities are posted directly on each airline’s web site. Check in often for the latest hiring news. Then there is the assortment of start up airlines that have recently hired or are in the process of hiring.

As you know, the failure rate for start ups is very high, but for many crewmembers a seat is a seat especially one that allows you to accumulate valuable and needed flight time. Two recent start ups that have taken flight include EOS Airlines and Maxjet Airways. As mentioned previously, Virgin America Airlines is in the process of passing through all of its regulatory hurdles and Primaris Airlines will be expanding its fleet over the next few years in its quest to become a full fledged airline flying scheduled routes. Other start up carriers worth watching for future pilot jobs include: Fly First Class, Baltia, and Mexus. Discount carriers typically offer the best chance for finding pilots jobs.

Southwest Airlines and JetBlue Airways lead the pack, but Mesa, Spirit, Alaska, Horizon, Midwest, and USA3000 have all listed pilot jobs within the past year or are planning to do so in the coming months. Pay is an issue, much lower than the legacy carriers, but you can find work. Beyond contacting the companies directly, there are helpful web sites filled with pilot job opportunities or, at the very least, interview gouges and banter.

The internet has a myriad of sites available, so I will start from the top: Aviation Employment Board, Climbto350, Flight International, Fliteinfo, Jet Movements, Landings, Parc Aviation, PPrune, Student Pilot, Thirty Thousand Feet, U. S. Aviation, and Will Fly For Food. Finally, for the pilot who is willing to look well beyond the U. S., opportunities can exist with carriers based in the Emirates, India, China, Vietnam, and other destinations. If it is flight time you want, many have exactly what you need. Pilot jobs are available and with a little digging and some sleuthing you can uncover for yourself a good list of companies that are worth a look. As mentioned, the industry is in a constant state of flux but the savvy pilot can work that to his or her advantage by staying on top of industry trends.

Software discounts and savings

Many students and faculty receive software discounts and savings from the particular purchasing program their college or university program has purchased a license for. These deep discounts are made because the software manufacturers understand that colleges and universities need to have the latest software to stay competitive with the learning curve required in business applications and software in the real world. The software discounts and savings can be seen if a price comparison is done between the regular prices offered to the general public and the software discounts that are given to students, and further savings offered to educators and college institutions. The price differences shown at one academic software retailer showed that the academic savings were $132.95. When you add those savings up to a college that has over 3000 students, then you can really see the savings! If the college had to purchase the same software at the commercial price, the software would have cost them $579.95. A single academic copy would cost $199.95, with the academic site license priced at $67.00 per license. To be eligible to receive such software discounts and savings, students must prove that they are eligible by completing an online account and faxing proof of identity through college student identification cards, class schedules, or a letter from their respective college institutions that states you have a right to this type of software discounts and savings. For teachers and faculty, the application and approval process is almost identical. They must be enrolled in an academic faculty position, and must send their faculty photograph identification card, and a verification letter from the school officials or they can choose to use a pay stub from the university or college that they work for as an alternative to this letter. The biggest requirement that must be made on the manufacturer software level is that some form of photo identification must be provided. Students are required to learn several computer programs that they will use to complete their daily assignments and their nightly homework assignments. All of the programs that the student uses can be purchased at student discount prices. These software discounts and savings will add up to a lot of money over a two or four year college degree program. The academic software manufacturers are known by the names of Adobe, Corel, Macromedia and Inspiration. The software discounts and savings that are provided to students and faculty by these software manufacturing companies are well-rounded and will keep the school up-to-date in licensing requirements for the multiple software programs they need to use to educate their classes with. To qualify for an academic site license, which comes with each software program, the verification process is done for all people that are in school and are in grades from Kindergarten to Grade 12. These grade school software discounts and savings are then passed on to the college level, and only to accredited institutions. This licensing verification process ensures parents and alumni, that their college and university is not using pirated software to teach their children with.

Your website...is you

: You are out shopping for healthy, designer food. You visit two health food stores. The first one is bright and cheerful: Its products are displayed pleasingly and its staff, with crisp, starched aprons on, are slim, friendly and helpful with smiles that twinkle. There is another health food store just across the road: Similar products. A fat, greasy-haired sweaty man, breath redolent of whisky, garlic and fermented cheese, egg stains on the front of his crumpled shirt, the middle of which strains to stay closed struggling to keeping its charge - a protruding belly - within, tired buttons at the ready to pop...comes to serve you. You are your website: It is a reflection of who you are, your product, your service. Portray yourself as a trained, seasoned professional. Your website is the only contact your customers, potential and current, have with you. You must create an atmosphere that is pleasing to your buyers to make them want to stay and buy, and more importantly, to want to come back again and again. You want to aim for repeat business. The long and short of it is this: Your website can make or break your sales...and your business. TRICKS OF THE TRADE What secrets can you apply in the design of your website? 1. Surfability Do your research by visiting several websites. Note what make them appealing, attractive or the opposite. Always remember that visitors to your site have one goal in mind: They are either seeking information or shopping for a product. Your goal is to give them what they want without their having to search for it. It is a cardinal rule to make your site easy to navigate. Ensure that all the information is relevant to your product/service. Convince visitors that they absolutely need your product to solve their problem(s). 2. The First Impression Lingers...The Importance of your Main Page The main page has a very specific purpose: It is the store front of your website where your visitor lands and from where she/he will shop. Therefore, this page must load very quickly and be easy to view. This is the first contact with your customer: First impressions can either close a deal or...lose this same deal which has exactly the same potential. Make things simple: Ensure that links are easily viewable by your visitors and that these links will navigate your visitors to where they wish to go. Very often, a great choice is the use of tables when deciding how to design the main page of your site. If your page takes more than ten seconds to load even on a 56k modem, your visitor will click away, through impatience, or to save time, seeking information or products elsewhere. To speed up the loading of your main page, it is advisable to avoid large, or excessive, graphics. Too many banners or special effects often also cause a page to load slowly. 3. Make your Website Appealing to, and Easy for, the Eyes * Colours Mild colors are your best bet. If your site is a content site where your visitor will be doing a lot of reading, it is a good idea to keep to black and white. You can add color when using tables as a means to brighen up the page. However, always remember to keep the overall look of the page professional and appealing to your target audience that will be visiting more often. * Screen Resolutions These vary among monitors. It is, therefore, good counsel to set the pixels to a standard 800x600. You may also choose to set the tables in your web page to span a percentage of the page rather than a set number of inches. This will be sure to accommodate all screen sizes. * Browsers Bear in mind that a lot of Internet users will not use the same browser as you. Therefore, make sure that your site looks as good on other browsers as it does on your own. You can do this by downloading several browsers through which to look at your page. Be aware that the overall look of your website is to make it attractive to visitors, which in turn appeals to emotions and, therefore, lead to sales and to make money for you. The appearance of your site, if properly designed, can be an excellent marketing strategy for your product/service.

13 Magical things to do in a relationship

When you know that you have found the perfect woman for you, make sure that she feels the same about you. You are crazy about her and want to make her feel happy with you, that's why you are ready to make all the sacrifices to impress her, to show her how much you care about her, or to not permit that routine to come into your relationship. With all this sacrifices to show her your feelings, to keep your relationship as cool as it was at the beginning, you feel that you have to make something more interesting. That's why you should induce “magic “into your relationship even if you are hopeless romantic or not. To add more intimacy, love, understanding and compassion in any relationship is always welcome. So, here are some magical things to do in order to impress your partner in a good way and increase your relationship: 1.Surprise her by taking her lunch and coffee at bed right after she woke up; if you didn't do this before she will definitely be impressed; also cooking a pizza for her and cut it in a heart shape it is very romantic; a woman will always find interesting a man who is able to cook for her, no matter what kind of food it is; even if it wouldn't be too tasty, she will appreciate that you have tried 2.Set up a picnic in the park; even it is an usually day, prepare all you need for a picnic, go get your girlfriend and go for a walk; don't tell her from the beginning what you plan to, let it be a surprise; a ' going out' at a picnic in the fresh air is always welcome and relaxing 3.Send her flowers anytime and anywhere, that is unexpected; women love flowers, so sending her flowers without any reason will demonstrate her that you really care about and make her feel loved and special; the most probably that she will answer you with the same love you show her 4.Fill her apartment with balloons or something she likes, maybe it's a crazy idea, but it usually works to impress girls; it will be seen as a funny thing by your partner and remember that some fun is necessary in any relationship 5.If you are good at writing, write her a poem, or create a book for her with a special dedication; this will definitely work if she love poems; don't begin to write a poem only if you know that you are good at it, other way you will screw up 6.Reading romantic poetry in the middle of the living room on a blanket in soft candlelight, it is a very good way to offer your partner a wonderful evening; women are often more romantic than men, that's why they like to be surprised by men with romantic ideas 7.Massages are always magic when done right; buying different flavored edible bars to experiment with each other can be more surprising; but if you are not good at making massage, go to a spa together and get a couples massage together 8.Go for a romantic meal; make reservations at a beautiful restaurant and create a romantic atmosphere with candles, roses and slow music; offer her a night to never forget 9.Going for a walk at night and looking at the stars and moon is almost such romantic as the restaurant, and is cheapest; so it is not necessary to have a lot of money to offer your partner a lovely evening; it can be very interesting 10.If you can afford it, take her in holiday in an exotic place, like a beautiful island, only you two alone, with sunshine and plenty of water, where you will spend a wonderful time together, and will not be disturb by friends, family, relatives 11.But, if you can't afford to go in a exotic place, to the sea, there's no problem; bubble baths together are always magic times; 12.Surprise visits; surprise her with your visits when she is not expecting at all; while you are able to surprise her in a good way, she will not lose interest in you 13.Don't be afraid to talk sweet nothings into her ear; make the woman feel good by saying sweet and romantic things to her at any given time; as i sad, women love romance

Reduce acid reflux or heartburn by strengthening the les valve

Heartburn and acid reflux are typically treated with over the counter products or drugs that reduce stomach acid or block the excretion of stomach acid. It would appear that if our stomach acid needed to be diluted by antacids, our body would be smart enough not produce such a corrosive liquid in our stomach. That fact is that we need a highly acidic condition in our stomach to properly digest protein. Using drugs to suppress this stomach acid is not the correct way to deal with acid reflux or heartburn. If you do go this route, you will be facing many disease as you get older. There are many reasons you might have acid reflux. One reason is a weakness in the Lower Esophageal Sphincter valve, LES. LES is a valve between your stomach and your esophagus. When your LES valve is weak, it can allow acidified, partially digested food to flow back up into your esophagus. The acid in the food will burn the lining of your esophagus causing the so called "heartburn..." Here are some natural steps that you can use to strengthen your Lower Esophageal Sphincter valve: These foods can weaken the LES valve - coffee, peppermint, spearmint, sugar, chocolate, onions, and alcohol. Once you have strengthened your LES, you can return to eating these foods in moderate amounts. Eliminate those foods that are known to create allergic reactions such as cow's milk, wheat, white flour, diary products, and other foods. Avoid overeating and having a large amount of food in your stomach. Excess food in your stomach can increase your stomach gas pressure and force your LES valve to open. Avoid using certain drugs, although this might be impossible. If you take drugs perhaps you can start looking for and start using some natural remedies so that you can lessen the use of drugs. Here are some of the drugs at cause LES problems - NSAID's, bronchodilators, channel blockers, beta-blockers, antianxiety drugs, and nitroglycerine. These drugs relax the muscles around the LES valve causing them to open during normal stomach gas pressures. Watch how you do certain physical activities, such as waist bending, staining during bowel movements, coughing, and lifting heavy objects. This increases the pressure in the stomach, causing the LES valve to open. After a meal do not lie down. This causes food to flow back towards the LES valve putting pressure on it. So it is a good reason to eat your last meal around three hours before bedtime. There you have it, some natural remedies and activities that strengthen or weaken your LES valve. Just applying some or all these will result in reducing the frequency of your acid reflux and heartburn.

Cheap holidays to bermuda

Would you enjoy cheap holidays to Bermuda? The thing about vacationing in Bermuda is that you can do and see so many different things. Whether you want to spend a day sightseeing or a day in the museums, you will have an enjoyable holiday experience. The restaurants and the hotels are designed to make everyone as comfortable as possible. You will find that that people are helpful and very hospitable. If you are staying in Hamilton, you will find so many things to do. Your fist stop should be the Crystal Caves. The caves are the best place to see something out of a movie. It is unbelievable to see such beauty that was made by nature. The Bermuda Underwater Exploration Institute is another fascinating place to see. You will see things that you have only imagined from seeing television documentaries. If you spend enough time here, you will come away with more knowledge about the underwater life. Another nice place to see is the Devil's Hole Aquarium. It is filled with creatures from the underwater world. You are going to find that your cheap holidays to Bermuda, Hamilton that is, will not disappoint you or the family. Fort Hamilton is a beautiful and historical site that is surrounded by beautiful gardens with prisons and tunnel inside the fortress. If you love the outdoors and nature, you will enjoy a day at the Gilbert Nature Reserve. You will see an untouched forest coving about five acres of land. The area is great for bird watching as well as a picnic lunch. The Bermuda Historical Society Museum is a great place to see exhibits and get a taste of Bermuda's history. Cheap holidays to Bermuda should include some relaxation and fun time. Enjoy a day of golf at Ocean View Golf Course or a day relaxing in the sun on the beach at Shelly Bay Beach. The white sandy beaches have a playground for kids to play and close by vendors for treats. Bermuda is a great place to plan a family vacation. The Caribbean warmth and the warm soothing breeze that you feel from the ocean will bring you a sense of peace. After a day at the beach, you are going top want a nice tasty dinner. The restaurants are always serving cuisine from different countries. After a nice sunny day and a delightful dinner, you can take in some of the nightlife. The time you spend in Bermuda on your cheap holiday will not be complete until you spend at least one night out on the town. No matter where you stay, the clubs and lounges will be close by. You can experience the music, dancing and just sit around watching how the residents have fun after a long day. After a night of fun, you might want to enjoy a day relaxing by the swimming pool and enjoying things the hotels have to offer. Many of the hotels have fitness rooms, spa, restaurants, and bars for guests to enjoy.

College dating

Hello everyone! College dating seems to be very important in the span of someone's life, whether it be the list of people they hooked up with or the person they married. I know more friends who coupled up and stayed coupled while meeting in college. I just graduated from Bentley College near Boston, MA and I realize the potential for success by finding your true love in College. My story begins as a sophomore in college. I'm living in a suite room with 7 other guys, I know it sounds like a lot, but actually it was quite spacious and a ton of fun. One weekend I was invited to go out for Thai food downtown Boston, interesting enough the restaurant burned down two weeks later. We piled in my friend's SUV with a bunch of other friends. This one girl in the back seat I never met before. Anyway by the nights end I was comfortable to be myself around her, and somehow ended up making her pee her pants, while I made a complete fool of myself. So that is where it all began. Almost 3 years later we are still together, and getting together with different groups of friends produced several other 'couple friends' we hang out with today. My point is that now that I am out of college, I see that these large get together of friends only happens in college. Now that I am out of college most of the time I get together with friends never includes different groups. It seems that on Friday night we hang out with one group while on Saturday we go hang out with completely different people, without any opportunity for chance meetings of two people. So far I know several older people than myself who have yet to find someone after all these years simply because they didn't take the opportunity in college to find someone special. I read somewhere that if a girl is not married by age 30 the chance of her getting married decreases tremendously. It almost seems like your success after college depends upon these bonds and relationships you form while inside the confines of your campus... what do you think?

The benefits of mushrooms for your health

Mushrooms are valuable health food - low in calories, high in vegetable proteins, chitin, iron, zinc, fiber, essential amino acids, vitamins & minerals. Mushrooms also have a long history of use in Traditional Chinese Medicine. Their legendary effects on promoting good health and vitality and increasing your body's adaptive abilities have been supported by recent studies. These studies suggest that Mushrooms are probiotic - they help our body strengthen itself and fight off illness by maintaining physiological homeostasis - restoring our bodies balance and natural resistance to disease. Agaricus Mushroom Agaricus is the most widely consumed mushroom in many countries, where it is regarded as a health food, due to its medicinal properties. Agaricus is traditionally known as "God’s Mushroom" because of its near miraculous curative benefits to a wide range of disorders. People have used it to overcome numerous diseases and disorders relating to the immune system, cardiovascular system, digestion, and for weight management, diabetes, chronic and acute allergies, cataracts, hearing difficulties, stress syndrome, chronic fatigue, diarrhea, constipation, and disorders of the liver. Cordyceps Mushroom Cordyceps can be a powerful stimulant for macrophage activity, strengthening your immune system’s ability to fight against bacterial and viral infection. Human clinical studies indicate that Cordyceps can be effective for treatment of high cholesterol, poor libido/impotence, arrhythmia, lung cancer, and chronic kidney failure. It is also reported that Cordyceps causes smooth muscle relaxation. This can make it especially helpful for treating chronic coughs, asthma, and other bronchial conditions. Maitake Mushroom Maitake is also known by the name Dancing Mushroom, famous for its taste and health benefits. In Japan, Maitake Mushroom is called "King of Mushroom". The fruiting body and the mycelium of Maitake are used medicinally. In China and Japan, Maitake Mushrooms have been consumed for 3000 years. Years ago in Japan, the Maitake had monetary value and was worth its weight in silver. Historically, Maitake has been used as a tonic and adaptogen. It was used as a food to help promote wellness and vitality. Traditionally, consumption of the mushroom was thought to prevent high blood pressure and cancer - two applications that have been the focal point of modern research. Clinical research with Maitake Mushroom has increased dramatically in the past several years. Laboratory studies have shown that Maitake Mushroom extract can inhibit the growth of tumors and stimulate the immune system of cancerous mice. Reishi Mushroom Reishi has been called an “immune potentiator.” Recent studies have indicated that Reishi can have a number of other effects: Analgesic, Anti-inflammatory, Antioxidant, Antiviral through inducing interferon production, Lowers blood pressure, Cardiotonic action through lowering serum cholesterol, Expectorant & Antitussive, Liver (Hepatitis)-protecting and detoxifying, protection against ionizing radiation, Antibacterial, and Anti-HIV activity. Reishi contains calcium, iron and phosphorus as well as vitamins C, D, and B - including pantothenic acid, which is essential to nerve function and the adrenal glands. Shiitake Mushroom Shiitake (for centuries called "Elixir of Life" ) has been licensed as a anti-cancer drug by the Japanese FDA. Lentinan has shown some effect on bowel cancer, liver cancer, stomach cancer, ovarian cancer and lung cancer. Lentinan stimulates the production of T lymphocytes and natural killer cells and can potentiate the effect of AZT in the anti-viral treatment of A. I.D. S. Shiitake is rich in several anti-oxidants (Selenium, Uric acid & Vitamin A, E, & C) as well as Vitamin D. Shiitake mushrooms may also lower blood pressure in those with hypertension, lower serum cholesterol levels, increase libido, stimulate the production of Interferon which has anti-viral effects, and has proven effective against Hepatitis in some cases. Yun Zhi Mushroom Yun Zhi, or the Cloud Mushroom, has been used to dispel dampness, reduce phlegm, treat pulmonary infections, to strengthen the tendons and bones, for vital energy, and to support liver health. Benefits • assists with immune function • high in vegetable proteins • promotes good health and vitality

Free web site promotion

How to Acquire Free Web Site Promotion You have finished making your own website. You have introduced your company and presented your products and services. You have added propositions and promos to catch your target audience’s attention. You have achieved the dos and don’ts of building a company web site. But why isn’t your website a major success? Maybe you’re not planning the key to the best promotion of your web site. Here are some guidelines on how to acquire free web site promotions for your company’s success. If you have started to promote your web site, keep it constant. If you promote your site with persistence, it will catch your audience’s attention. Be patient. Try each method in promotion until you acquire the best, free promotion there is. You have to accept trial and error for your web site to reach the top. There are many ways for your web site to be seen. Here are some free web site promotions you could try until you find the most effective. *Free promotions such as search engines and directories would give your web site the deserved traffic you always wanted. Make sure to check your web site’s ranking to know whether or not this type of free promotion is right for you. *Make a deal with other web sites on trading links which could help both web sites. Make sure to use words that could easily interest the audience. *Find free classified ads that could boost the promotion of your web site. These ads could be seen by other people who you are not targeting for, but may as well be interested in your services. *Free and low-cost internet banners are spread all through out the World Wide Web. Banners that pop-up at the top of a page or in a separate window would automatically catch your target audience’s attention. If your web site and its free promotion did not work even after accomplishing these methods, analyze your web site. Track down all visitors, advertisements, and transactions. Then locate errors in your web site. Upload new files to your web site continuously for audience to return for new products and services. Monitor your own web site if it’s up in the market or down. Then be ready to try the methods again and surely it will work. It has always been said that the best things in life are free. Yes they are. And as soon as your free web site promotion proves to the audience its worth, then you’ll believe it’s true.

Soccer balls for every use

As long as there have been children, someone in every corner of the world has been kicking a ball, or some semblance of one, around the ground, at or through a target. Soccer balls have been improvised from every conceivable source, including animal skulls and bladders, coconuts, and even human skulls. Over the decades every type of animal skin, including the obvious leather, was used as a means to keep the ball more closely rounded. In 1836, Charles Goodyear developed and patented vulcanized rubber, and by 1855, he had translated his discoveries into the designing of rubber soccer balls. Fast forwarding through the years, we now have exceptional balls, sanctioned by FIFA, The Federation of International Football Associations. In a statement regarding the importance of a good ball to a good game, the February 28, 1988 of FIFA Magazine states, "The football is more than just stitched leather. There can be no game of football without a ball and the better the ball, the better the game." The FIFA mark on a soccer ball is an assurance of rigorous testing towards a ball of proven quality standards and performance. Today's players depend on the FIFA mark of excellence in all levels of play, both recreationally and in the competitive arena. Another recognized mark for choosing a soccer ball that will stand up to long field time and weather extremes is the NFHS, which is the National Federation for High School Associations, a sanctioning body for all high school sports, including soccer. Soccer balls come in both leather, widely recognized as the best ball for numerous reasons, such as shape retention and weather resistance, and also in synthetic leather, which can be a viable choice for the beginning recreational player. Once the player has come to recognize the difference in ball handling though between the natural and synthetic leather ball, it will be time to make the move up to one of the many available to choose from in every color and necessary size. The top three sellers, and most readily available in sporting stores as well on from online retailers, are Adidas, Bremen and Nike. Among those, it is Adidas that offers the public the opportunity to play with the same ball used in Major League Soccer games, the +Teamgeist. It retails for 130.00, so although, it may not be the first ball you buy, it is sure to be one you will find delightful to work with once you have tried it. It offers superior reaction, spherical retention, and it may be the most accurate football ever produced. Proponents of this ball claim no other ball can compare with the +Teamgeist in flawless performance, both on the ground and in the air. Many of the high end balls are only available in size 5, the adult size, with a few expanding their repertoire to include the smaller size 4 ball. To get the youth starter ball in the requisite size 3, the consumer can expect to pay only 10.00 to 20.00 for a great beginner ball, in many choices of colors. Puma and Lotto have long been good choices in the entry level range of ball, offering fine performance and durability for the money.

What is diagnosis

"Diagnosis" is a fancy name given to the process of identifying diseases. It is a Greek name. Break it down; "dia" means "by" and "gnosis" means "knowledge". How do I diagnose my illness? You don't! Diagnosis is for doctors and physicians only. They determine your disease by the signs and symptoms that it gives you. If it is unclear by symptoms as to what you are sick with, you will consult a physician. A physician will take their best guesses as to your problems name, and medically test you for it. After your diagnosis is complete through blood test, medical imaging, saliva samples, biopsy, electrocardiogram, stool samples, or urine tests, the physician will decide which is the best way to treat you. Diagnosis is sometimes made by process of elimination. This is called a "differential diagnosis". Through investigation of symptoms and consultations with other doctors or physicians, they are able to tell what you DO NOT have, thus leaving them with your most likely disease. In the 1900's, a man named William Osler began to "practice" medicine. He used the principles of diagnosis and treatment to reduce suffering and increase life expectancy. Osler decided that to practice medicine you must learn to identify diseases, understand where they come from and how they work, and then decide which is the best way to cure them. This is known today as "The Oslerian Ideal". And we have this man to thank for medicine practice today. I suppose, however, we could also thank him for waiting rooms...

No time for exercise try this

“Fitness” is an elusive term covering a vast array of attributes: flexibility, cardiovascular endurance, muscular endurance, strength, power, balance, coordination, body-fat percentage and more. While its generally accepted that multiple 30-60 minute sessions per week are optimal for producing results, the truth is that it’s possible to do a great amount in far less time. EVERYONE has five minutes a day…the only question is, can anything really useful be done in just 300 seconds? The answer is a resounding “yes”, but we need choose our exercises carefully. If there is such a limited amount of time, the best choice is to pick the most important muscle group. Chest? Back? Shoulders? Legs? All wrong. The abdominals are the most important muscles in the body. In no particular order, they: 1) Protect the low back. 2) Are vital to sports performance, transferring power from the lower to upper body. 3) Aid digestion, and massage the internal organs. 4) Are important for proper, healthy sexual function. 5) Are “the window of health”—we judge fitness and health more rapidly with a glimpse at the waistline than any other single indication. 6) Are vital for posture, which increases physical energy and mood. 7) Are the linchpin of your entire fitness program. You’ve never seen someone with toned abdominal muscles and flabby arms and legs, have you? The reverse is not true. 8) Are the most important muscle group for physical attractiveness in men or women. No matter the wonderful definition of arms or legs, if your gut is sagging, you have a problem! There are other reasons, but one of the best is the fact that of all body parts, the abs tend to be the least favorite body part to work. They’re hard! That reason alone should be enough to motivate you: anything other people don’t like working is a golden opportunity for you! But how can you do anything useful in just five minutes? One daily approach is to perform five minutes of the toughest ab exercises you can find, and a fantastic tool for this is a “Roller Wheel” available for five dollars at any sporting goods store. Not the fancy ones, just the simple get-on-your-knees variety. Try this: perform one rep, and take a breath. Then do two reps, and take two breaths. Then three, and take three breaths…and so on until you can’t go any higher. Then, drop back to one rep, and start climbing again. When that gets easy, take one breath for every two reps. An even better method is to break up your exercise into multiple daily sessions. The roller wheel is useful here as well, but you might want to investigate some of the powerful “Vacuum” exercises from yoga, or the dynamic-tension style “stomach flattening” exercises. In these, you exhale all air, and flex the abdominal muscles for several seconds. Believe me, if you do these properly, even without aerobic exercise your waistline will decrease! While there is no serious disagreement that longer sessions produce better, and more balanced results, the busiest man or woman on earth can find five minutes a day…and sometimes, that toehold is what it takes to get you started on a new, healthier lifestyle.

Mortgages in crisis

Who would have thought it? Certainly noone in the offices here would have. Do you remember those credit card companies who were so keen to throw money and endless supplies of plastic cards at you? Well now they want it all back! If you have then you'll no doubt be aware that there's no longer such a thing as a friendly loan. All those lenders that just a few years ago were so keen to throw funds at you now are insisting on conclusive proof that you have the means to pay them back. Some people are even finding that with a good credit rating, money in the bank and a healthy property they are having trouble getting a loan or credit card. Is it the same for mortgages? You betcha. Lenders are now nit picking at documentation and are even harder on appraisals with the chances of offering a 100% finance deal being less than slim. With the rise in rates it seems it is impossible or at best extremely hard to get a 100% equity loan any more. Worse still, should you decide to, with the possibility of falling house prices, borrowing against your ever shrinking equity isn't the best thing to do. We saw all this in the 80's and some people still aren't learning their lesson. And credit cards? Same old story, banks are looking to sure up their footing and it's the punter that pays the price to fund their revenue hike. So there's no coincidence that credit card terms are on the up too. So, if you take on board one thing from this article, then let it be this - pay your bills on time and check your bill to see that your APR hasn't suddenly shot up while you weren't looking. You'll probably be surprised at just how many people don't check their statements or online account. OK, but what about that new car? So I'm sounding like a stuck record now, but a quick look through the finance deals on offer reveals the same growth in lending rates, take a look at only twelve months ago and compare the rates. Simple answer is get a fixed rate payback scheme and stick with it. Loading yourself with a rate which could or more likely 'will' go up over the next five years could end up crippling any free cash you have in your monthly pay packet, worse still you could end up wallowing in negative equity. It still pays to shop around whatever type of finance deal you are looking for and a lot of web sites have a friendly loan form to fill in which gives you a comparison snapshot of current deals. With Christmas round the corner we're all going to need all the cash we can get to buy presents and so on, but the important thing to remember, and this may be cliche, but a loan is most probably not just for Christmas and you could well end up with it for life (or perhaps the rest of your mortgage's life).

To focus or not to focus

Often I receive emails from people who have been learning about and applying the Law of Attraction yet they feel stuck. They are clear about what they want. They stay focused on their desire and yet, it seems to be so slow in coming or out of reach entirely. Here's an example of one such email: "I have been trying to attract a good mate into my life and have really focused on it for the past three months. I have posted positive affirmations on my bathroom mirror with positive quotes like 'I am married now to a wonderful person' etc.... I also read every morning and mid-day and night a positive affirmation that I am attracting a great mate who harmonizes with me. I also bought an endless loop cassette tape and recorded that I have a good spouse and that I have attracted a good person to myself etc and I listen to it every night. I really believe that it will come to me, but ..." Could it be that this person is focusing too much? Surely all these affirmations and positive statements should have produced the desired outcome by now! Yes, this person is probably focusing too much on their desire and actually causing resistance to allowing the Law of Attraction to deliver. Here are three things about how the Law of Attraction works to consider: Once you have clarity about your desire and feel satisfied with the mental picture and good feelings you have, then the Law of Attraction reads you loud and clear and the process of delivery is set in motion. If you do nothing more than get crystal clear, you will receive your desire in the easiest most efficient way. The Law of Attraction doesn't really listen to your words, but DOES read how you actually feel about this desire. When you make affirmations that are not true, like: "I have a wonderful spouse"--when you don't, the Law of Attraction only receives your opposite vibration of "I don't have a spouse." The more affirmations you make, the more you are nullifying your desire with this opposing vibration. So, what ARE you supposed to do with that desire you've been so clear about? Hold it in your periphery vision, rather than your focal point. Here's an exercise that will demonstrate how to do that: Keep your focus on this article on the screen of your computer. Now, tell me, what do you see on your far right? Don't move your eyes, just notice what is there. OK, now tell me, what is in the upper left field? What's in the lower left field? What is at the top of your field of vision? And the bottom? You DO know what is there without focusing on the object directly. Now, let's pretend that one of the items in your periphery is a lamp and you want to turn it on. You move your eyes, so that the lamp is the focus of your vision, BRIEFLY, while you turn it on--then return your focus to this screen. This is the best way to hold your clear desires: once you have clearly stated or written your desire, hold it in the periphery of your vision. Get on with other things that you enjoy. You'll know when to shift your focus to your desire--maybe you've changed your mind about a detail--or you just enjoy imagining what it feels like to be living your desire. I have a practice of writing out my desire statement using the 3-Phrases that raise my vibration, then I put it away in a file-folder. The file folder is in my left peripheral vision when I'm at my computer.. I usually seem to 'forget about it' until it is fulfilled. Then I go digging for that particular Desire Statement and find, to my absolute delight, that EVERYTHING I asked for has come true! The bottom line is really this: If focusing on your desire feels good, delightful, playful and exciting, then by all means, enjoy giving it attention. But if you are forcing yourself to focus--you are actually causing resistance that can cause delay. If you've been noticing the length of time it is taking for your desire to come--you are slowing down the process. "Allowing" means staying out the the way, while you allow the Law of Attraction to deliver your desire.

How to start training puppies

Training puppies too early can be difficult. But, if you do not train him early, he will very quickly have the run of the house. Training puppies is necessary because it saves you trouble later. Most dog owners skip this because we all know that dog training takes some effort. If you could teach a puppy in a month, you would be happy. But training a dog well is a longer task. Just because your dog looks cute as a puppy do not let this deter you from training him early. In training puppies, there are some do’s and don’ts. Do Provide the puppy with consistent access to the toilet area. If you are training your puppy at home take him to his toilet area every 45 minutes or so. If you are not at home make sure you help your puppy make as few ‘mistakes’ as possible, by giving him a puppy friendly environment. Every time your puppy does something ‘good’, give him a reward. If he eliminates his waste in the toilet area, praise him and give him a treat. He will then recognize that his actions were right and aim for more because of the reward he will get. Make sure your rewards immediately follow the good action. Feed your puppy just like you feed yourself. If you eat regularly, set aside food for him. It is important to train your puppy the right time to eat. This will prevent him from begging for food from your plates. Be patient in training your puppies. Relapses will take place, but patience and perseverance are key. Remember your dog wants nothing more than to please you. After he is fully trained and it will be worth the while. Don’t Shout at your puppy when he makes mistakes. Especially when dogs are young as this can cause frights that can stay with the dog as it gets older. When house training your dog, don’t leave water and food out all the time. If he drinks a lot, he will urinate more frequently. You will have to allow for more mistakes to be made. Always watch the actions of your puppy and reinforce the good behavior many times throughout the day. It is not proper to let him run around as if he owns the house. If he does so, he will carry that attitude until he grows up. Remembering some of these simple tips can make your puppy a better trained dog and a more enjoyable pet.

Get another debt to be debt free

These Debt Consolidation or “Debt Continuation” Companies don't tell you what you should absolutely know to be debt free. 78% of people who consolidate their debts will fall again in debts after a short period of time, and will end up in the office of a debt consolidation service. Why? Simply because you think that you will really be debt free after three or five years, but it is not the case. Let me explain... Those company, after giving you a very nice pitch (anyway, you did not have choice: bankruptcy, home equity - you can loose your home - , debt settlement company – another kind of wolf -), promise you that you will pay a lower interest rate. But what is the catch? Yes there is a catch. The catch is that you will stay longer in debt if you want lower interest rates. It is not the only reason why I call them Debt Continuation Services. Another reason is: While people are trying to consolidate their debts, they still need to live, and they drag out the credit card for their everyday life. Yes, bills are not stopping while you are trying to get out of debt, it is going on. And those services know that you will come back, this is the reason why they want to “help” you. They know that debt consolidation companies are gaining in popularity, and because thousands of customers turn to these services, they continue to grow. How do they catch so much customers? Let's review some examples of pitches promising to be debt free: * “We will help you to eliminate your debts, don't worry” * “Consolidate your bills into one monthly payment without borrowing” * “Stop credit harassment, foreclosures, repossessions, tax levies and garnishment” * “Keep your property” * “Wipe out your debts! Consolidate your bills! How? By using the protection and assistance provided by federal law. For once, let the law work for you” Until here, it sounds good... Let's continue, * “For that, you just need to pay us a one time bill, or a small fee”. Oh great you say! I found these people and they want to help me, and I will be debt free in less than three years. I must give it a try. What? They just need to get you more in trouble, by having more debts, paying interest rates, work for them (making them richer than they already are). And upon that, you need to investigate before choosing any debt consolidation service, because there is a lot of scams out there.

Do you need a data recovery service

It's happened to the best of us. You're working late into the night all on an important document and all of a sudden, whether it's your fault or not, you lose all that work. The first thing that happens is we are reminded to save our work more frequently. Unfortunately, that won't help at the time of our darkest despair, when hours of work is gone. Most Windows programs let the user press the CTRL-Z keys to undo what you just did. If that doesn't work, it may be time to look into a data recovery service. A data recovery service can help you bring back lost files or information, saving you hours of frustration, and possibly recovering data you would never have seen again. Data recovery services or agencies may consist of one dude or a number of licensed and trained technicians. They can often be found online, since that is where their target market lives. You can Google data recovery services for one in your area. Most data recovery services will walk you through a process that will allow you to recover your own data, making a house call generally unnecessary. Sure, you might be able to find the missing data yourself, but at what price? Time is money, and data recovery agencies can save you time, normally without charging you too much money. They are professionally trained and can recover a variety of lost data whether it was your own fault or a technological failure like a crashed hard drive or corrupt software. They can work on different machines and operating systems and can nearly always solve your problem, no matter how bad you think it may be. Data recovery service providers are on call around-the-clock, because that is what data is lost. They're like emergency room doctors for your computer. Since you don't plan your data loss, they can't plan their schedule, and so need to be available when you need them. They are available for individuals, as well as businesses. For businesses, it is often wise to select a data recovery service with which you form a partnership. They make themselves available to you on a priority basis, and offer their support to all the employees in your company. Doing this, they can offer more competitive rates, and maybe even a single individual dedicated to your business needs. When it comes to data loss in businesses, that lost data can be very expensive, and so having someone around full-time may be a small price to pay. Data recovery service professionals are an integral part of today's technological environment. Whether it's your business needs that are involved, or your letter to grandma, lost data is never funputers, and technology in general, can be unreliable, so it's good to know who you can call when your data is gone.

What is an amortization calculator

An amortization calculator is a very useful tool. Anyone that is purchasing a home can use this tool to help them to find the right loan for their needs. It is not a simple calculator, but one that has a little more interest to it. In fact, within seconds it can tell you just how much a home will cost you with interest included. This is not something that most people can do simply because of the compounding interest that has to be done. Yet, this tool is a great thing to use. You will find them available on the websites of most lenders as well as on many websites offering financial advice. The amortization calculator will be free of charge and there is no obligation for you to use that company to provide your loan to you. In fact, you will not supply it with any of your personal information. The tool will require you to enter specific data into it though including the interest rate of the loan you are considering, the terms of the loan you are considering as well as the amount of money you would like to borrow for it. Then, the amortization calculator will spit out some very useful information to you. It will first tell you the amount that you will have to pay monthly for your home loan at those terms. Then, it can also produce an amortization schedule which will tell you a lot more information. It will tell you how much interest you will pay for your home loan in total as well as the entire amount of money you will spend to purchase your home. It will further break down the values of the payments that you mail in each month and tell you how much of each payment, for each month throughout the course of the loan will go towards the interest and how much will go towards the principle of the loan. Now, this information can be very helpful to you. It will help you to know how much you can spend on your home. If you can only afford a $1000 monthly payment, it can tell you how much of a home you can afford to purchase by changing the values of the home. If you are looking for the best type of loan and interest rate for you, the amortization calculator can help you to compare the features of the loan that are different and give you the bottom line of what it will cost you. Further, you can use it to figure out the cost of the home with various terms included. This tool is one that is essential for anyone that is looking for the right home loan. A good borrower knows that he needs to carefully look at the options that are being provided to him and not go with the first choice he is offered. A smart shopper will use tools like this to help him to see what is out there and how they compare to each other. Since the amortization calculator is provided to you without any charge, there is no reason not to use it.

Illegal workers and identity theft

Identity theft is a growing problem throughout the United States and the world. As many as nine million people in this country will have their identities stolen every year. One source of identity theft, although not the only one, is the practice of illegal workers using someone else's Social Security Number to obtain work and housing. Often, the identities used are of children or the very elderly, because these people aren't likely to notice that their identities are being used elsewhere to help someone get a job. If the Social Security Administration's records don't match worker information, that worker's Social Security earning will be sent to a “suspense file.” These files have been around since 1937, and by 2004, accounted for nearly six billion dollars in wages. This money came from more than two hundred sixty million W-2 forms that didn't match the information that they were supposed to. Theft from illegal workers is the most visible reason for this to happen. Over ninety percent of cases of identity theft are due to this reason. However, you could also find it happening if a worker has changed names without reporting it, or other information problems have occurred. While the majority of identity theft by undocumented workers is done in an attempt to get a job, some incidents are more sinister. Bank fraud is another very common reason someone – whether legitimately in the country or not – might try to steal your identity. Since a federal immigration reform in 1986, employers have been required to keep the SSN and other information of any employee on hand. This means that all illegal immigrants who are trying to get a job that doesn't pay under the table have to find some way to give a valid social security number – and that number may be yours. Recently, the Legislature held an interim meeting to discuss this problem, after which, the Bush administration announced a new policy to attempt to curb this problem. However, this policy is current under litigation, and has been temporarily placed under a restraining order until its validity under the Constitution can be proven. Until the government is able to take an appropriate step to curb identity theft by undocumented workers, there are a few things you can do yourself. Making sure that all your personal documents have been shredded, using a modern cross-cut shredder, is one way to keep your identity safe. In addition, be careful what kind of information you put out in public, and keep a close eye on your personal identification – driver's license, Social Security card, etc. - at all times. These techniques will help guard against traditional identity theft – the kind that can involve bank fraud and ruin your credit. However, there's not a lot you can do to prevent someone from randomly picking your SSN in an attempt to get a job. Until more appropriate legislation comes into being, there's little we can to do protect ourselves from that problem. Thus now you know more about Illegal Workers and Identity Theft.

Security and your garage door opener remote

You'd be right to be concerned about security with your wireless garage door opener and remote. An intruder can gain access to your garage contents, or even your home if you don't follow some simple security steps. Different radio frequencies are used for communication between the remote and the opener. Tiny switches known as dip switches are used to adjust the frequency used between the two. It is a wise idea to reconfigure the dip switch settings to make sure your garage more secure. A dip switch is a small block of plastic about the size of a dice cut in half. They are usually colored blue or red with 8 to 10 tiny white switch levers positioned up or down. Only when the up / down switch patterns match on both devices will your garage door opener remote control be able to communicate with the opener unit. By adjusting the switch pattern, you are changing the radio frequency used to communicate between the two. You should be able to easily locate the dip switch on the opener and on the remote control clicker. But to get access to the dip switch on the remote you might need to open it up if the dip switch isn't found in the battery compartment. Remove the screws holding the remote together, or carefully pry it apart if there are no screws. Once you have access to the dip switch on the remote, scramble the switch positions, and then match the positions on the openers dip switch block. It does not matter what the pattern looks like, so long as its a random pattern that would be difficult for someone to guess. If you have trouble getting the remote to work after doing this, verify that the dip switch patterns are the same on both units. Then check the remote battery is in good condition, and as usual, make sure the opener has power, and operates normally using the control panel inside your garage. You might have to read the manual if all else fails. If you are thinking of getting a new garage door opener or have already gotten one, then you will want to change settings, just to make sure everyone is honest. Don't forget, your installer or anyone working with him knows your frequency switch settings unless you change them. So go ahead and mix up the switch pattern settings and test that it works. Even if you are a garage door opener installation do-it-yourself type, you'll want to make the same changes. Don't just stay with the factory default settings. If you did, then anyone could just drive down your street with a compatible remote until he finds a door that opens and gives access to your home. Make sure that's not you. This advise also applies to anyone buying or renting a new home too. Just like you might change the lock to guarantee there are no spare keys floating around that could compromise your home security. You have no way of knowing how many previous residence there might have been. And you wouldn't want someone to just walk right into your garage or home.

Air mattresses convenience and comfort in one package

Air mattresses are traditionally used for short duration situations such as vacationing, or crashing at your friends house after being kicked out by your girlfriend for forgetting your anniversary. Actually, they are not necessarily judged to be to be the ideal of comfort and health - but in a few cases they certainly do provide a lot of benefit. Higher education students who are short on finances may select for air mattresses for an extended time period because they provide affordability with a relatively healthful night's rest. The challenge is air mattresses tend to be fragile, so while you are lugging it around be careful not to scrape the sides of the air mattress, otherwise it will not remain a bed but rather covers for the ground you will be sleeping on. Perhaps you are going on a road trip and/or orienteering. Air mattresses are certainly a nice choice to have when you are on the road in general so that at least you will have a nice place to rest on after a long day's walk. If you are looking to buy an air mattress (it's good to have one in your supplies in case you need it), there are different online sites that will allow you to compare prices, and read other people's assessments based on their own purchase history. Typically speaking, these types of mattresses can fit into a minute area (probably the size of a medium to large-sized duffel bag), and are very light (once the air is released of course). Even with the air utterly pumped into the air mattress, it's still rather easy to carry. Just don't jump on it or allow your pet to play around or near it. The more low-cost air mattresses maybe don't come with their own electric pump. In which case you will need to use a separate air pump such as the one you use for your tire or recreational sports balls like basketballs and soccer balls. Usually it takes 2 minutes to 7 minutes depending on the mattress brand, and your own power levels. Taking good care of your air mattress is crucial if you want to increase it's lifetime value to you. However you will find that after using most to any air mattress for a while, they will eventually wear out and become unusable. The everyday air mattress should last you at least 6 months to a year and much longer depending on how well you take good care of it.

Icann violating free enterprise

Message to ICANN: Let those who want to create a TLD, simply register it with ICANN. If the TLD is not already taken, if they have the technical capability to mange the TLD, and they have the desire to market domain names on that TLD, then let them do so. It should be similar to the registering of a domain name, except on a higher level, with the added technical requirements. ICANN should be sort of an upper-registry for TLDs. It would be ludicrous for a domain name registrar like GoDaddy or eNom to ask you for a business plan, or a non-refundable application fee, before allowing you to register a domain name. It would be ridiculous for a registrar to have “rounds” of domain name releases of names “they chose” in advance. Okay, this month, GoDaddy will be allocating cheaperwebhosting, doggrommingmadeeasy. net, and virtualinternetwebnetwork. net. We will be taking applications and public comment during the month of February. We will then spend another month reviewing the applicants business plans to decide who we will allocate the domain name to. If you are not approved to manage the domain name you apply for, your application fee will be held by GoDaddy until further notice. Some people will say that is not a good analogy, but it is a perfect analogy. Here is why: If info was still available and I registered it. I could then start selling subdomains like car. info, computer. info, icann. info or any other subdomain someone wished to purchase from me. The subdomain is one dot removed from the domain name the same as the domain name is one dot removed from the TLD. There is no longer any reason to believe ICANN is doing anything other than restricting free enterprise and free trade by not opening up the market for TLDs. It is no longer acceptable that ICANN should be the one to decide which TLDs will or will not be created nor is it acceptable that ICANN gets to choose who can or cannot run a TLD. Do you present a businesss plan to the city you live in before they allow you a business license? No. Does the city ask you to prove you are financially stable before issuing you a business license? No, as long as you pay the registration fee. If you apply for a business license to open a clothing store, does the city ask how you will run your clothing store or if you have the necessary expertise to run a clothing store? No. Does the city think you will hurt them economically if your clothing store goes out of business? No, it’s none of their business. Is the city concerned that there may not enough demand for yet another clothing store? No, again none of their business. ICANN not allowing me, or anyone else in the world, to create a TLD of our choice in any language we choose, is a blatant violation of our rights. In many countries, America among them, the right to free enterprise still exists. ICANN is denying me that right as an American citizen and doing so when even their own organization exists under American law. There are no needs for auctions or rounds or anything else. If you want to run a TLD, then you register it and start selling domain names. If you fail, you fail, just as in any other business venture you take on. Artificially restricting namespace to make a few business intellectual property interests happy has to stop.

Celebrity hair styles in 2006 paris hilton sedu hairstyles and others

Each year celebrities set the trend for fashion, beauty, and of course hairstyles and 2006 is no exception. 2006 will see the continuation of the sedu hairstyles and top celebrities such as Jenifer Aniston, Jennifer Lopez, Paris Hilton, and Britney Spears are all sporting sedu hair straightener styles. What many people don’t know is that celebrities such as Jennifer Aniston and Jennifer Lopez do not have gorgeous straight flowing locks and their hairstyles are actually achieved using the latest invention; the sedu hair straightener. A revolutionary new ceramic hair iron the sedu hair iron achieves faster results that won’t destroy your hair. The sedu hair straightener can make those hard to handle stubborn curls and waves a thing of the past and of course with celebrities boosting its popularity, the sedu hair straightener is the must have accessory for 2006. Looking through any magazine you will see pictures of the Jennifer Aniston sedu style, and although you may think that this style is only achievable in the hair salon, you can actually get the Jennifer Aniston sedu hairstyle from the comfort of your own home. Everyone wants to look like a celebrity and thanks to the sedu hair straightener you really can. Whatever you hair type, be it short, medium, or long the sedu hair iron can help to enhance the look and feel of your hair. With the sedu hair iron you can achieve those sedu celebrity hairstyles of your dreams. You can have Jennifer Aniston sedu hair styles one day followed by Jennifer Lopez sedu hair styles. Make your prom hairdo standout in the crowd or just look and feel gorgeous everyday. We all know that celebrity hairstyles set the trend so why not do yourself and your hair a favor by creating your own sedu celebrity hairstyles. All you have to do is purchase a sedu hair straightener and the perfect sedu celebrity hairstyles is your. Make 2006 your sedu hairstyles year and start turning heads just like the celebrities. Go on, you deserve it.

Autumnal delight in new england

Holidays in New England rural America encapsulate scenes of clapboard houses, white wooden churches, maple syrup and wholesome goodness. A region of beauty New England is distinctly American in its rich history, culture and natural charm. The four distinct seasons offer visitors something to do throughout the year. During the summer months the sun is usually out and there are a range of activities from sailing, swimming, surfing or fishing to enjoy. Beaches line the coast from Connecticut through to Maine or you may want to rent a log cabin or go camping on a summers evening. Autumn or Fall is legendary in New England and is the best time to take a leisurely drive through the mountains or go hiking or biking to appreciate the gold and red fall foliage. Winter is made fun by the snow and crisp sunny days, the perfect setting for a romantic break or for skiing and snowboarding in the mountains. When the first blooms come out in Spring you may want to explore the mountains and countryside or visit the museums and shops on offer. New England is made up of six states. Connecticut was home to the famous author Mark Twain in Hartford and is an easy day hop from New York. Filled with pretty villages, antique shops and art museums Connecticut might be small but it certainly delivers on quality. From the beaches of Cape Cod the bay state of Massachusetts stretches through its capital Boston past the Connecticut River to the Berkshire Hills. The Cultural Revolution kindled here, started by writers such as Thoreau and Emerson and visitors can see where it all began for themselves at Plymouth Rock. Vermont the Green Mountain State, named so after its hilly spine (verts monts in French) has many small towns which busy themselves with the traditional production of dairy farming and maple syrup. It is a ‘traditional America’. The Granite state of New Hampshire is dominated by mountains and lakes and a picturesque coast including the impressive Mount Washington. The White Mountains are great for skiing and snowboarding in winter or alternatively for hiking in the summer and autumn months. To get away from the holiday crowds head to Maine. As big as all other five states put together it has unspoiled landscapes and the longest coastline with lighthouses. Whale watching is popular in this region. 37 miles wide and 48 miles deep Rhode Island is the USA’s smallest state. However it still manages to boast 400 miles of coastline which is great for sailing. Providence and Newport, two of New England’s historic cities also offer plenty to do. As visitors from all over the world have discovered, a holiday in New England offers every pleasure you could desire.